FUNDING OVERVIEW
Paying for a course looks different depending on whether you choose a university route or a bootcamp.
Here’s a simple overview of how each option is usually funded, what support is available, and what to expect once you start the process.
THE MAIN DIFFERENCES
The key points to know before choosing a route.
University Funding: Tuition & Living Costs
- Most university courses are fully covered through a tuition fee loan, so you don’t pay anything upfront.
- You can also apply for a maintenance loan to help with rent, travel, food, and other everyday costs.
- How much you receive depends on your household income and where you’ll be studying, not your qualifications.
University Funding: Repayments
- Repayments only start once you’ve finished the course, are working, and earning above the income threshold.
- You pay a small percentage of your income, and if your earnings drop, your repayments drop automatically.
- It has no impact on your credit score, and any remaining balance is wiped after a set number of years.
Bootcamps: How They’re Paid For
- Most bootcamps charge tuition upfront or through instalments spread across several months.
- Some offer partial funding, employer partnerships, or flexible payment plans, depending on the provider.
- Costs vary widely, so we help you compare realistic options and avoid programmes that overcharge.
Bootcamps: Savings & Reduced Fees
- A few providers offer small reductions in course fees, which can make shorter courses more affordable.
- If a programme you’re considering includes any savings, we’ll highlight them clearly and explain how they work.
- It’s a simple way to keep costs manageable without committing to long-term finance.
Uni Funding in Numbers
£0 upfront
You don’t pay anything to start a funded university course.
£29,000
Repayments only begin once you’re earning above this threshold.
£38 p/m
A typical repayment for someone earning around £35,000 a year.
